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Solutions · Insurance

AI for insurance, in production.

Underwriting. Claims. Document processing. Customer operations. Production AI for insurers, reinsurers, and brokers. Live inside your perimeter, with every decision on the record.

The model will change. The switch stays yours.

Models are the part that changes. frIdA is the part that does not: where it runs, what it costs, and the proof of every decision stay under your control.

The Problem

Insurance runs on documents. AI gets stuck on compliance.

The insurance book of business is a document problem dressed as a risk problem. Policies, endorsements, claim files, customer correspondence, each touching personal data, financial data, health data, or all three. AI can read them. The question is whether AI can read them under CNSF without creating a regulatory exposure the risk committee won't sign off on.

That's where most insurance AI initiatives stop. Saptiva AI is built to clear that specific bar.

Privacy

Personal and health data, segregated.

Insurance documents often combine financial, personal, and medical information. Handling each under the right classification is not optional.

Explainability

A reviewer can trace every decision.

Underwriting and claims decisions carry legal weight. An AI that cannot explain its reasoning is an AI that cannot be deployed.

Document fidelity

Not general-purpose OCR.

Insurance documents are dense, structured, and rule-bound. A 3% extraction error rate is a regulatory risk, not a rounding error.

Use Cases

The workflows insurance actually runs on.

Saptiva AI is deployed today across document-heavy, compliance-sensitive workflows inside insurance operations. Each is a Saptiva Studio application orchestrated through frIdA inside the carrier or broker's own perimeter.

Underwriting copilots.

AI that reads the full submission - application forms, supporting documents, medical records where applicable, historical context - and produces a structured underwriting recommendation with its reasoning attached. Underwriters stay in the decision loop. The copilot removes the assembly work, not the judgment.

COMMERCIAL LINESPERSONAL LINESHUMAN IN LOOP

Claims triage and first-notice-of-loss.

Intake AI that reads the FNOL, classifies the claim, extracts the material facts, and routes to the right adjuster queue with context pre-assembled. Complex claims still go to humans. Routine ones move faster. The handover package is richer than a human intake desk can produce under time pressure.

FNOL INTAKEROUTING LOGICADJUSTER ASSIST

Policy and endorsement document processing.

Extracts, classifies, and validates the dense document flow that drives policy administration. Policy forms, endorsements, certificates of insurance, broker submissions. Outputs flow into the systems of record. Exceptions route to human reviewers with model reasoning attached.

POLICY ADMINENDORSEMENTSCERTIFICATES

Customer operations agents.

First-tier inquiries resolved automatically - coverage questions, policy status, certificate requests. Complex cases escalated to human agents with full context attached. Compliance, tone and disclosure requirements set once, applied on every conversation, logged.

VOICE & CHATDISCLOSURES LOGGEDFULL TRANSCRIPT
Not Banking

Insurance is not a banking page with different logos.

We publish a dedicated insurance solution because the regulatory framework, document types, workflows, and buying organization are genuinely different from banking. Applying a banking template to an insurance deployment is how projects fail compliance review.

Banking surfaceInsurance surface
Your banking supervisorYour insurance regulator
Credit, KYC, AML, transactionsUnderwriting, claims, policy admin, broker operations
Chief Risk Officer owns the compliance envelopeChief Actuary and Chief Claims Officer share the envelope
Core banking systems as primary integrationsPolicy admin + claims systems as primary integrations
Highest-volume workflows are customer-facing and high-frequencyHighest-stakes workflows are document-heavy and decision-dense
Customer

ACMES. The broker insuring Mexico's operated airports.

Insurance · Mexico · In production

ACMES

Document processing and customer operations AI, running in production inside the broker's own perimeter.

ACMES operates high-volume, compliance-sensitive document and customer-operations workflows across complex commercial lines. Before Saptiva AI, the same pattern most insurers know: the technology could do the work, but data residency and auditability constraints made hyperscaler deployments impossible to approve.

Saptiva AI landed on day one with a Forward Deployed Engineer. Inside fourteen days, two Studio applications - document processing and customer operations - were running in production, orchestrated through frIdA, with data flows reviewed by ACMES compliance.

Volumes, metrics, and end-client identities are ACMES's to disclose. What we can say is what the page already does: the deployment is live, the applications are in production, and every decision is on the record.

Read the deployment →
Get In Touch

Your book of business, under AI.

If you run underwriting, claims, or broker operations at a carrier or broker, and you've hit the same compliance wall that every previous AI initiative hit, a Forward Deployed Engineer will respond within 48 hours.